Risk Disclosure

Last updated: August 10, 2026

1. CAC may never have tradeable value

CodexaCoin is not listed on any exchange. There is no market price and no guarantee one will ever exist. Anything you hold could remain worth nothing, indefinitely. Do not treat CAC as an investment with an expected return.

2. Supply is currently concentrated

The 14,000,000,000 CAC founder premine, mined during a fixed 500-block window at network launch, currently sits in a small number of project-controlled wallets and has not been distributed through any exchange or public sale. You can verify this yourself on the block explorer's rich list rather than taking our word for it. Concentrated supply is a real risk factor for any token, independent of anyone's intentions.

3. This software is unaudited

CodexaCoin has not undergone a formal third-party security audit. It is a fork of Blackcoin More (itself descended from Bitcoin Core and Peercoin), and every consensus-relevant change made for CodexaCoin is documented with its reasoning in the project's own PARAMETERS.md — but self-documentation is not the same thing as independent review. Software bugs, including ones affecting consensus or fund safety, are a real possibility in any project at this stage, audited or not.

4. Self-custody means total personal responsibility

If you use a CodexaCoin wallet in its default, non-custodial mode: your recovery phrase is the only way to access your funds. There is no password reset for it. If you lose it, misplace the device it's on, or it's stolen along with knowledge of how to access it, the funds are gone — permanently, with no recourse to us or anyone else. This is inherent to how self-custody cryptocurrency wallets work everywhere, not specific to CodexaCoin, but it's worth stating plainly.

5. Custodial staking pool risk

Depositing into the staking pool (available through the mobile and web wallets) transfers control of those specific funds to a wallet operated by the CodexaCoin project. Unlike self-custody, this depends on:

• Operational security — the pool wallet's keys, the server it runs on, and the software operating it all being secure and correctly implemented.
• Availability — infrastructure staying online for you to withdraw. This is a single project's VPS infrastructure today, not a redundant, highly-available system.
• Solvency and good faith — the pool having the funds to honor withdrawals when requested, and honoring them.

Only deposit funds into the custodial pool that you could afford to lose entirely. Funds kept in your own self-custody wallet are never exposed to any of this.

6. Blockchain transactions are irreversible

Once a transaction confirms on the network, it cannot be reversed, cancelled, or refunded by us, by you, or by anyone. Double-check addresses and amounts before sending. Sending to a wrong or unsupported address (for example, an address for a different cryptocurrency) can result in permanent, unrecoverable loss.

7. Staking rewards are not fixed or guaranteed

The ~13.68% annual staking rate documented on the homepage is the protocol's current default parameter, not a promised or guaranteed yield. It is explicitly documented as uncalibrated and subject to change before any formal mainnet parameter freeze — see PARAMETERS.md section 6 in the source repository. Actual realized rewards depend on network conditions and protocol parameters that can change.

8. Regulatory status is unsettled

Cryptocurrency regulation, including in Pakistan, is unsettled and subject to change. CodexaCoin does not hold, and does not claim to hold, any money-transmitter license, virtual-asset-service-provider registration, or other regulatory approval in any jurisdiction. Using CodexaCoin, including the custodial staking pool, may carry regulatory risk depending on your location; you're responsible for understanding the rules that apply to you.

9. Software and network risk

Like any early-stage network, CodexaCoin could experience bugs, chain reorganizations, consensus issues, or other technical problems that affect the availability or integrity of the network or your funds. The project has documented and fixed real bugs found during development (see the public CHANGELOG.md) — a sign of active, transparent maintenance, but not a guarantee against future issues.

10. The Stellar CAC asset is an IOU, not native CAC

CodexaCoin's own chain has no bridge to Stellar or anywhere else — none is technically possible without a trusted intermediary. The CAC asset tradeable on Stellar's DEX is a separate, Stellar-native "credit asset" issued by a project-controlled account, only worth anything because the project holds real CAC 1:1 in a dedicated reserve wallet and has committed to keeping it that way. This is a custodial liability, the same in kind as the custodial staking pool described above (§5) — not a trustless representation of the coin you hold in a self-custody wallet.

Specifically, holding or trading CAC on Stellar depends on:

• The issuer honoring redemption — nothing on Stellar itself forces the issuer to keep the reserve funded, or to redeem Stellar CAC for real CAC. It depends on the project continuing to do so voluntarily.
• The issuer's Stellar signing key — until it's locked down (multisig, or its master key weight set to 0), the account that created the asset retains the technical ability to issue more of it than is backed.
• Reserve wallet security — the real CAC backing the Stellar asset sits in a wallet on the CodexaCoin chain itself, subject to the same key-security considerations as any other wallet.

A live, independently-checkable comparison of the reserve balance against the issued Stellar supply is published at Proof of Reserve — check it yourself rather than taking "backed 1:1" as a bare claim. As with everything else on this page: only trade or hold Stellar CAC with funds you could afford to lose entirely.

11. The BNB Smart Chain CAC token is also an IOU, not native CAC

Same reasoning as §10, on a second chain: the wrapped BEP-20 CAC tradeable on PancakeSwap (BNB Smart Chain) is a separate, custodial representation, only worth anything because the project holds real CAC 1:1 in a dedicated reserve wallet. This is a third, separate custodial liability from the Stellar one — its own reserve wallet, its own supply, its own risk.

One meaningful difference from Stellar: the BEP-20 contract has no owner and no mint function at all, so unlike the Stellar issuer key (§10, not yet locked), it is not technically possible for the project to issue more wrapped CAC than the fixed amount minted once at deployment — that specific risk doesn't apply here. What still does apply:

• Reserve wallet security — the real CAC backing the wrapped token sits in a wallet on the CodexaCoin chain itself, subject to the same key-security considerations as any other wallet.
• Very thin liquidity — the initial PancakeSwap pool holds roughly 21 USDT and 1,713 CAC. A pool this small moves a lot on a small trade; don't read the quoted price as a stable or reliable market price the way you might for a deep, established pool.
• Quoted in USDT, which is not the same as being stable — the pool is priced against USDT specifically so BNB's own price swings don't bleed into CAC's quoted price. This is not a stablecoin design: CAC's USDT price still moves freely with actual buying and selling of CAC itself, the same as any token. It removes one source of unrelated volatility, nothing more.

A live, independently-checkable comparison of the reserve balance against the issued BNB Chain supply is published at Proof of Reserve — check it yourself rather than taking "backed 1:1" as a bare claim. As with everything else on this page: only trade or hold wrapped CAC on BNB Chain with funds you could afford to lose entirely.

support@codexacoin.com